Credit Card Interest
There are legal but financially significant differences between the connotations of what a credit company advertises (low rates: 9.7%) and the actual facts of the matter. One would think that “low...
View ArticleReal Life Budgeting
Probably everybody knows that you should have a budget and many people dutifully on December 31st create a budget for the New Year as part of their New Year’s resolutions. Yet in many cases the budget...
View ArticleFinances and Changing Careers
A generation ago, whether you were a white collar worker in a corporation of a blue collar worker on an assembly line, once you got your job, you stayed with the company until you retired. Maybe you...
View ArticleAutomobile Insurance
When you buy a car and you are paying a loan, you are generally required to carry full coverage insurance: if the car got totaled, the people to whom you owe money would get their money back. After...
View ArticleAvoiding Scams
The rule for avoiding scams is, “if it sounds too good to be true, it is.” Yet, as often as that is said, people still get sucked into scams. It seems there is a need for more information in order to...
View ArticleComputing on the Cheap
Buy a new computer and it seems you are only just beginning to lay out the money necessary for being fully functional. Along with the machine and its operating system, you need productivity software....
View ArticleAvoiding Scams: Social Pressure
One way that predators succeed in scams is through social pressures. For example, you have talked with the person about one set of terms but when it comes to the actual signing of papers, the papers...
View ArticleAvoiding Student Loans
College is the new high school but unfortunately it costs money. It is very difficult to get a decent-paying job without a college education yet at the same time you can graduate with a four-year...
View ArticlePotential Financial Impact of H1N1
Any factor that alters “business as usual” is going to have some kind of differentiated impact on various sectors of business world wide, and the H1N1 virus is no exception. Already, the virus has...
View ArticleThe Next Scam
Every few years there is some sort of financial crisis that comes about because of one person’s ability to fool those who allow their desire for money to cripple their common sense. This was true in...
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